Payments
Dear Valued Customers,
We are thrilled to announce a convenient and secure way for you to make payments. You can now pay online using our new Hosted Payment Link!
With this feature, you can easily and securely complete your transactions from the comfort of your own home or office. No more hassles of providing card details over the phone or visiting our physical location. Simply click on the link, and you'll be guided through a seamless payment process.
Here are some of the benefits of using our HPP link:
Convenience: Paying online is quick and hassle-free. You can make payments 24/7, eliminating the need to adhere to our business hours.
Security: Rest assured that your payment information is protected with state-of-the-art security measures. We prioritize the safety of your financial data.
Accessibility: Access the HPP link from any device with an internet connection - whether it's your computer, smartphone, or tablet.
Instant Confirmation: Receive immediate confirmation of your payment, so you can have peace of mind that your transaction was successful.
To make a payment online, please click the link below:
Finance
Special Offer
No payments, no interest, no additional Q Card surcharge* for 10 months until 30 June 2026.
12 Months
no payments and no interest*
Available on in store international travel purchases of $500 or more
Mondo Travel fee of 2.5% applies. Offer available until further notice.
Don't have a Q Mastercard? Apply for one today at qmastercard.co.nz
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.
Terms & Conditions
- *No payments and no interest for 18 months (“Payment Holiday”) is available on Flexi Payment Plans in store and is not available online.
- Offer is ongoing until further notice.
- Minimum spend $500.
- Offer excludes foreign currency and online purchases and is available for New Zealand residents only.
- Annual Account Fee of $50 applies.
- Existing Cardholder fee – $35 Advance Fee.
- Standard Interest Rate, currently 28.50% p.a. applies to any outstanding balance at end of Payment Holiday.
- Lending criteria, fees, terms and conditions apply.
- Rate and fees correct as at date of publication, subject to change.
- Offer also available on Q Mastercard.
- New Cardholder Fee applies to new Q Mastercard accounts – $55 Establishment.
- See qmastercard.co.nz/apply for details on Q Mastercard.
- Mondo Travel fee of 2.5% applies.
Available Interest Free Holidays:
| Offer |
Deposit |
Establishment or Advance Fee* |
Additional Q Card Surcharge |
Monthly Payments Required Plan Period |
Early Repayment Fee |
Available Everyday |
| 6 Months Interest Free & No Payments |
$0 |
$0 |
0% |
None |
No |
Yes |
| 10 Months Interest Free & No Payments |
$0 |
$0 |
0% |
None |
No |
Valid to 30th June 2026 |
| 12 Months Interest Free & No Payments |
$0 |
$55 OR $35 |
3.0% |
None |
No |
Yes |
| 18 Months Interest Free |
$0 |
$55 OR $35 |
3.5% |
Yes |
No |
Yes |
*Available on Long Term Finance (LTF) for In-Store purchases only. Min spend $499, product exclusions may apply. New customers need to apply and
be approved for a Q Mastercard credit card. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first
Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or
$10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan
before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest free period.
Other interest rates and fees may apply. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve
the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.